Women: 7 Things You Probably Didn’t Know About the 2015 Tax Season. Especially the Last One

Attention, ladies, it’s that time of year again. It’s tax season. New year, new rules. Here are 7 of some of the more overlooked tax changes for 2015:

#1: Retirement Contributions Remain Fixed

The IRS has a history of raising the maximum allowable contribution to retirement plans and IRAs. Not this year.

In 2015, the maximum allowable contributions remain static at $17,500 for elective deferral plans and $5,500 for IRAs.

Still, there are some small changes that should be noted:

Tax deductions for traditional IRA contributions are limited to those individuals in lower-income brackets. Likewise, individuals earning under $30,000 and families earning under $45,000 can receive credits amounting to $2,000 when they save for retirement.

#2: Deductions for Education Expenses Have Expired

Higher education is expensive. The traditional $4,000 deduction helped families to manage the price, but this expense is no longer deductible.

“Fortunately, all is not lost for those families that want to send their children to college”, says Amy Lloyd, a content director at Work Crowd, an enterprise software review site.

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Forskolin Extract Supplements Helps Burn Fat and Increase cAMP Levels

coleus-forskohliiWhen it comes to losing weight and finding the best alternative for overall health, research has found that the best options are often natural solutions.

Due to the lack of minerals in the soil and even not eating the best foods for nutrition, natural supplements can be helpful in providing a specific vitamin or mineral that the body needs.

Other uses for natural supplements include increasing metabolism, and even weight loss since proper nutrition helps to achieve an overall well being state.

Supplements containing Forskolin (coleus forskohlii root extract) for example, usually come in 250 mg capsules that can help with the weight loss process by making it easier.

Forskolin – The Truth about Weight Loss With Natural Supplements

Getting rid of fat is never an easy matter. There are some people who seem to be blessed with a high metabolism capable of burning excess fat so they typically don’t have any problem when it comes to losing weight. Others are not so lucky and need to work hard to burn fat in order to lose weight. A metabolism that runs slow is one of the many reasons why people are obese or overweight.

Being obese or overweight can be a dangerous condition, since it can lead to other problems such as hypertension, various diseases of the heart, diabetes and almost any other problem or disease of the body. With that said we could see the importance of maintaining a healthy weight, and keeping belly fat under control.

The good news is that there are natural alternative that can help us find solutions. Forskolin extract is a natural occurring substance that aids in improving metabolism. Forskolin is a naturally found and extracted from the Plectranthus barbatus roots. This plant is a member of the mint family and native to subtropical and tropical regions such as East Africa, India, and Burma. This can be a great addition to what we talked about last time with the importance of essential oils.

Since back to ancient times, the extract has been used as a medicinal herb to treat various ailments of the heart, such as chest pain (angina) and to control blood pressure. It is also an herbal remedy to help with respiratory diseases such as asthma and upper respiratory problems. Today, Forskolin is used to help with many diseases and has been found to be a great supplement for weight loss.

Forskolin Speaks to cells of the body

Natural forskolin in pure form speaks to the body cells. What research has found is that there is an specific way to talk to the neurons that control cellular activities of the body, helping in guiding the body on how it should behave. In other words, you have a direct control over harmful behavior of cells in the body.

It has also been found that forskolin helps the body on a cellular level and this is very exciting as scientifically it has a direct influence on various enzymes in the body – specifically adenylate cyclase. This is an enzyme responsible for emitting body signals. It simply raises the cAMP levels in the cells (cAMP is a cell regulator). So, forskolin is able to regulate the substances that control cells.

When forskolin gets into your cells it automatically raises the levels of cAMP. A study out of Penn State University found that obese people had low levels of cAMP. This study concluded that if there was a way to increase cAMP for these individuals, they would effortlessly burn fat. And the good news is that pure forskolin can do that job.

Forskolin will also activate an enzyme, which then increases the level of cAMP. This procedure takes place naturally. Again, hormones raise the needed cAMP in the body, but forskolin does it not by increasing hormones but instead by regulating cell behavior and helping burn fat.

Woman Entrepreneurs: doTERRA vs Young Living

Is there room for both of these empires?

WestchesterNow.org’s Angela Lord weighs in on this hot topic:

It’s finally time to put the Young Living/doTERRA controversy to bed. It’s been seven long years since some YL major players quit the company and formed doTERRA oils, fueling an all-out PR war between the two essential oil MLM companies.

Enough is enough – there’s room in this world for two! Partly due to the forward-thinking marketing campaign of doTERRA’s founders, the world is noticing essential oils and buying more of them.

Lots more.

In Utah, it’s almost a way of life to be rocking the oils. And I’m not hating, just real talk there.

A Short History of War

Nobody likes it when their protegés strike out on their own, unplanned and in direct competition with their masters.

But them’s the breaks, as they say, and business is business. In their highly predictable and not-so-commendable response to the formation of upstart doTERRA in 2007, Young Living commenced a PR campaign to discredit everything the new company did.

  • they claimed doTERRA stole trade secrets
  • they claimed doTERRA made inferior products
  • they claimed doTERRA stole lists of distributors

Sorta seems like a lot of desperate leapfrogging- “lets’ try this accusation and see if it sticks!”. In the end, none of these claims held up, doTERRA went on to generate their own share of the market, and the world is that much better for it.

Why doTERRA Split from Young Living

The reason David Stirling, Founder of doTERRA, wanted to break away from Young Living in the first place was that he had big ideas about bringing essential oils to the mainstream world.

His direction wasn’t supported by YL, who focused on establishing themselves as the “grandfather” company, establishing quality standards & constructing North American’s largest distillery.

While Young Living focused on establishing authority, doTERRA focused on spreading the word to new markets. You see, each company has strengths and the world has room for both. Each has grown significantly in spite of the split.

It’s a simple fact that the world is ready for essential oils, and apparently the world is also ready to accept the MLM structure as a major means of distribution, as well.

Top Level MLM Execs Get It: Why Don’t You?

However, the battles rage on down in the lower levels of the MLM world, where loyalists on both sides wage an eternal campaign against each other. It’s tiresome, unproductive, and unnecessary. Why not move on? The world is big enough for both companies, and competition keeps them both on their toes.

Nothing new here, this is just straight online pr.

If the new direction of network marketing is towards acceptance as mainstream avenue of sales, then industry pros will have to recognize the fact that competition is natural and necessary.

Independent Distributors Especially Should Want to End This Silly PR War!

Want more customers for your Independent Distributor network? Wish the world trusted MLM more than it does? Then try and support efforts of industry leaders who’re making the MLM world more mainstream.

Accept the fact that there are now two essential oils MLM companies to choose from. Neither one did anything wrong before, during or after the split which, by the way was seven years ago. Were you even around in MLM seven years ago?

Then stop participating in an ancient PR war that doesn’t even matter any more. Pick one and start selling.